Book Flights, Tours & Visa on EMI
Pay in Easy Monthly Installments, Travel Now, Settle Later
Can't afford to pay for your entire trip upfront? You don't have to.
At goFLY Limited, we offer flexible EMI (Equated Monthly Installment) options that let you book flights, tour packages, and visa services now, and pay in comfortable monthly installments later.
Planning a family vacation to Thailand, a honeymoon in the Maldives, or need urgent tickets to Dubai? Our EMI facility makes any trip accessible, without straining your budget.
Can I book flights and tours on EMI in Bangladesh?
Yes, goFLY offers 0% EMI on flights and tour packages via 29+ partner banks (3–36 months), processed securely through SSLCOMMERZ. Minimum booking ৳5,000.
goFLY Limited — Key Facts
- IATA #42337956, ATAB #4298 certified travel agency, 1 Shukrabad Road, Motiur Nibash, Beside New Model Degree College, Opposite of Metro Shopping Mall, Dhaka 1207 (Sat–Thu).
- Hotline: 09639-203090, air tickets (35+ airlines), visas (40+ countries), 119 tour packages, insurance.
- 0% EMI via 29+ banks (3–36 months); secure SSLCOMMERZ payment.
- 4.8★ Google (463+ reviews), 10,000+ customers, 70% repeat, since 2017.
goFLY EMI at a Glance
Everything you need to know, before you even pick up the phone.
| Feature | Details |
|---|---|
| Minimum Booking Amount | ৳5,000 |
| Maximum Amount | Based on your credit card limit |
| EMI Tenure Options | 3, 6, 9, 12, 18, 24, 30, or 36 months |
| goFLY Processing Fee | ৳0, We charge nothing |
| Bank Interest Rates | 3.09% – 29.03% (varies by bank & tenure) |
| Partner Banks | 29+ banks across Bangladesh |
| Payment Gateway | SSLCOMMERZ (PCI-DSS Compliant, 256-bit SSL) |
| Accepted Cards | VISA, Mastercard, AMEX (Bangladesh-issued only) |
| In-Person Required? | Yes, visit our Dhanmondi office with your card |
Questions? Call 09639-203090 | WhatsApp Us | support@goflybd.com
What Is EMI and How Does It Work?
EMI (Equated Monthly Installment) is a payment method that splits your total purchase into equal monthly payments over a fixed period, typically 3 to 36 months. Instead of paying ৳50,000 upfront for a trip, you pay approximately ৳4,616 per month for 12 months.
It's the same principle as buying a phone or appliance on installment, except now you're using it to travel the world.
How EMI Works with goFLY — Step by Step
Choose Your Service
Select any service, flights, tour packages, visa processing, or Umrah packages. If it's bookable through goFLY, it's eligible for EMI.
Check Eligibility
Minimum booking: ৳5,000. Maximum: your credit card limit. Bangladesh-issued credit card required.
Pick Your Tenure
Choose 3 to 36 months. Shorter tenures = lower interest. We'll show you the exact monthly amount before you commit.
Visit Our Office & Pay
Swipe your credit card on our POS terminal at our Dhanmondi office. Select your EMI tenure. Done.
Bank Converts to EMI
Your bank automatically converts the full charge to installments. First payment appears on your next credit card statement.
Travel & Pay Monthly
Your tickets, visa, or tour is confirmed immediately. You pay fixed monthly installments until the tenure ends.
Important: goFLY charges zero processing fee for EMI. All interest and POS charges come from your credit card issuing bank, we receive nothing extra from you.
What Can You Book on EMI?
Every service goFLY offers is eligible for EMI, from a ৳9,000 Kolkata ticket to a ৳1,20,000 Dubai grand tour.
Flight Tickets
Book domestic and international flights on EMI. Whether it's a quick Dhaka to Cox's Bazar flight or a long-haul to London, pay in manageable installments. We partner with 35+ airlines, Emirates, Qatar Airways, Turkish Airlines, AirAsia, Biman, and more.
Popular Routes Booked on EMI
Tour Packages
All 119 tour packages across 11 destinations are eligible for EMI. From budget-friendly Nepal (from ৳13,000 land only) to luxurious Dubai (from ৳91,000 with air), book any package and pay monthly.
Popular Tour Packages on EMI
Visa Processing
Visa applications for UK, Canada, Schengen, or USA can cost ৳15,000–৳25,000 including embassy fees. EMI makes even the most expensive visa applications manageable. Our visa success rate is 90%+ on accepted cases across 40+ countries.
Visa Services Eligible for EMI
Umrah Packages
Complete Umrah packages, visa, flights, accommodation, and ground transfers, can all be paid in EMI installments. Make your spiritual journey without financial burden. Contact our dedicated Umrah team at 01713-289170 or umrah@goflybd.com.
29+ EMI Partner Banks
We've partnered with SSLCOMMERZ, Bangladesh's leading payment gateway, to offer EMI through credit cards from these institutions:
| Category | Banks & Financial Institutions |
|---|---|
| Multinational | Standard Chartered Bank (SCB) |
| Private Commercial | City Bank, BRAC Bank, Eastern Bank (EBL), Dutch Bangla Bank (DBBL), Mutual Trust Bank (MTB), Prime Bank, Dhaka Bank, United Commercial Bank (UCBL), Premier Bank, Southeast Bank, Mercantile Bank, Bank Asia, AB Bank, One Bank, Trust Bank, Jamuna Bank, Exim Bank, Midland Bank |
| Islamic Banks | Shahjalal Islami Bank, Al-Arafah Islami Bank |
| Specialized Banks | South Bangla Agriculture Bank (SBAC), NRB Bank, NRBC Bank, Community Bank Bangladesh |
| NBFI | LankaBangla Finance |
| Others | Standard Bank, Meghna Bank, NCC Bank |
Card Requirement: EMI is only available for credit cards issued by banks in Bangladesh. International credit cards, including cards issued by foreign branches of Bangladeshi banks, are not eligible.
Interest Rates & Charges — June 2026
Full transparency. Here's exactly what you'll pay, nothing hidden, nothing extra from goFLY.
POS Transaction Charges (One-Time)
Applied once at the time of payment, not per installment.
| Card Type | POS Charge | On ৳50,000 |
|---|---|---|
| VISA / Mastercard | 1.5% | ৳750 |
| American Express (AMEX) | 2.5% | ৳1,250 |
EMI Interest Rates by Bank & Tenure
| Tenure | Standard Chartered (SCB) | All Other 28+ Banks |
|---|---|---|
| 3 Months | 3.63% | 3.09% ✓ Lowest |
| 6 Months | 5.82% | 4.71% |
| 9 Months | 8.70% | 6.95% |
| 12 Months | 11.73% | 9.29% Most Popular |
| 18 Months | 15.61% | 12.99% |
| 24 Months | 21.21% | 18.34% |
| 30 Months | Not Available | 19.76% |
| 36 Months | 29.03% | 24.22% |
Pro Tip: The 3–6 month tenures have dramatically lower interest. If your monthly budget allows ৳8,000–৳10,000 on a ৳50,000 booking, you'll save ৳2,290 vs the 12-month option. We'll calculate this for you before you pay.
Real EMI Calculation: ৳50,000 Booking
No guesswork. Here's exactly what a ৳50,000 booking costs on EMI, with full breakdown.
Example Scenario
Option A: 12-Month EMI (9.29% Interest)
Option B: 6-Month EMI (4.71% Interest) — Save ৳2,290
Side-by-Side Comparison
| Component | 6-Month EMI | 12-Month EMI |
|---|---|---|
| Principal | ৳50,000 | ৳50,000 |
| Bank Interest | ৳2,355 (4.71%) | ৳4,645 (9.29%) |
| POS Charge | ৳750 | ৳750 |
| Total Payable | ৳53,105 | ৳55,395 |
| Monthly EMI | ৳8,851 | ৳4,616 |
| Extra Cost vs Principal | ৳3,105 | ৳5,395 |
Higher monthly payment = less total interest. We'll always show you the breakdown before you commit.
How to Book on EMI — Step by Step
From first contact to confirmed booking, the entire process takes under 2 hours.
Contact Our Team
Reach us by phone, WhatsApp, or email. Tell us where you want to go, your travel dates, and number of travelers. We'll prepare a quote quickly during office hours.
Review Your Quote
Our team will present 2–3 options comparing different flights, packages, or visa combinations, with a complete EMI breakdown for your preferred tenure. No pressure. No hidden numbers.
Visit Our Dhanmondi Office Required
Bring your Bangladesh-issued credit card to our office. This is a bank security requirement, EMI transactions cannot be processed remotely.
Open: Sun–Thu & Sat, 10 AM – 6 PM (Friday Closed)
Swipe & Select Tenure
Swipe your credit card on our POS terminal. Select your preferred EMI tenure (3–36 months). Receive instant payment confirmation via SMS and email.
Get Your Booking Confirmed
Your flight ticket, visa application, or tour package is confirmed immediately. EMI activation by your bank appears on your next credit card statement. You travel. You pay monthly.
Note: Early EMI settlement is possible, terms and any prepayment charges vary by bank. Contact your card issuer before settling early.
Why Choose goFLY for EMI Bookings?
There are dozens of travel agencies in Dhaka. Here's why 10,000+ customers, and 70% of them who come back, choose us.
Zero Agency Fee for EMI
We don't add a single taka to your EMI transaction. You pay only what your bank charges. Most agencies charge 1–2% extra. We don't.
IATA Direct Access
As an IATA-accredited agency (42337956), we book directly from airline systems, same price as the airline counter, no middleman markup.
Transparent Breakdown
Before you swipe, we show you the full EMI calculation, principal, interest, POS charge, monthly amount, total payable. No surprises.
90%+ Visa Success Rate on accepted cases
Booking visa + flights on EMI? Our senior consultants, including Md. Bangir Hossian with 10+ years and 3,000+ visa approvals, handle everything.
4.8★ Google Rating
463+ verified customer reviews. A 4.8 rating isn't luck, it's 8+ years of doing things right. Read what customers say →
70% Repeat Customers
Our single biggest credential. 7 out of every 10 customers come back for their next trip. That's trust, earned, not claimed.
Emergency Support
Booked a trip on EMI and your flight gets cancelled at midnight? We answer. Same team, same number, same commitment, even at 2 AM.
Secure Payment Gateway
SSLCOMMERZ, PCI-DSS compliant with 256-bit SSL encryption. Your card data is never stored on our systems. Read our Privacy Policy →
What Customers Say About goFLY
Real customers. Real reviews. 463+ on Google, here are a few.
"Thank You for a Great Ticket Purchasing Experience I recently purchased a flight ticket (Dhaka to Manchester) through goFLY, and I’m very pleased with the overall experience. The booking process was smooth, user-friendly, and efficient. Especially, Mr."
"The team at goFLY is very professional and caring. It was my first international trip and I had so many questions. But they explained every step with such patience — from ticketing to visa assistance. I didn’t feel lost even once. That kind of support really builds trust."
"goFLY is a reliable and trustful agency where we can submit our documents to process our visa of any country. I have submitted my documents for visa processing and I have got tourist visa of Canada without any hesitation and delay."
"I recently applied for a US tourist visa from Bangladesh and was thoroughly impressed with the services provided by the goFLY. The visa consultants were extremely knowledgeable, professional, and helpful throughout the entire process."
"I got my Singapore visa within 12 days, and I am very thankful to goFLY, especially Mimi Apu. She was my visa processing counselor, and to be honest, she was honest and extremely helpful throughout the process."
"I was extremely satisfied with Ms. Farhana, the customer service agent, who has proven to be very courteous and helpful in resolving my payment issues. She worked hard to organize the best possible payment options for me to pay my ticket fares. I highly recommend Ms."
Frequently Asked Questions
QWhat is EMI and how does it work for travel bookings?
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EMI (Equated Monthly Installment) splits your total booking amount into equal monthly payments over 3 to 36 months. Instead of paying ৳50,000 upfront, you pay approximately ৳4,616/month for 12 months. Your bank handles the conversion automatically after you swipe your card at our POS terminal.
QDoes goFLY charge anything extra for EMI?
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No. goFLY charges zero processing fee for EMI. The only charges are from your credit card issuing bank, the standard interest rate for your chosen tenure plus a one-time POS fee (1.5% for VISA/Mastercard, 2.5% for AMEX). We receive nothing extra.
QWhat is the minimum and maximum amount for EMI?
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The minimum booking amount for EMI is ৳5,000. There's no fixed maximum, it depends on your credit card's available limit. If you're booking a large package (e.g., ৳1,20,000 Dubai tour), you'll need sufficient credit limit on your card.
QWhich banks offer the longest EMI tenure?
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Most of our 29+ partner banks offer up to 36 months. Standard Chartered Bank is the exception, they offer a maximum of 24 months. The 6-month and 12-month tenures are most popular among our customers, offering a good balance of manageable payments and lower interest.
QCan I use my international credit card for EMI?
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No. EMI is only available for credit cards issued by banks in Bangladesh. International cards, including cards from foreign banks or foreign branches of Bangladeshi banks, are not eligible for EMI conversion through our gateway.
QWhy do I need to visit the office for EMI? Can't I pay online?
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EMI through a POS terminal is a bank and payment gateway security requirement, it cannot be processed remotely. You must physically visit our Dhanmondi office with your credit card. This protects you from unauthorized card use. The process takes less than 15 minutes once you're here.
QWhat if my trip gets cancelled — what happens to my EMI?
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If your booking is cancelled and a refund is processed, the EMI will be settled by your bank. However, the POS charge and any bank processing fees may not be refundable. We recommend purchasing travel insurance to protect against cancellations. Read our Refund Policy for full details.
QCan I pay off my EMI early?
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Yes, most banks allow early EMI settlement. However, terms and any prepayment penalties vary by bank. Contact your credit card issuer directly to check the specific conditions and fees before settling early.
QCan I book multiple services on a single EMI transaction?
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Yes. If you're booking flights + visa + travel insurance together, the combined amount can be processed as a single EMI transaction, as long as the total is within your card's available credit limit.
QIs my credit card information safe when paying at goFLY?
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Yes. We use SSLCOMMERZ, Bangladesh's most trusted payment gateway, with full PCI-DSS compliance and 256-bit SSL encryption. Your card data is never stored on our systems. For more, see our Privacy Policy.
Ready to Book Your Dream Trip on EMI?
Don't let budget hold you back. Call us, WhatsApp us, or walk into our Dhanmondi office, we'll have a quote ready in 30 minutes, with full EMI breakdown.
Zero pressure. Free consultation. No payment required to get a quote.
Contact goFLY
Multiple ways to reach us, use whatever works best for you.