When it comes to traveling abroad, travel insurance in Bangladesh is often misunderstood. Many people think it’s just a requirement for visa paperwork—but it’s actually much more important than that! Did you know that over 34 countries, including those in the Schengen Area, require travel insurance for all tourists? Without it, you may not even be allowed to enter these countries!
But why exactly is travel insurance so important?
Travel insurance protects you from unexpected events, such as lost luggage, medical emergencies, or even the need to cancel or cut short your trip. Anything can happen when you’re away from home, and having the right coverage can save you a lot of stress and money. It’s your safety net for the unknown.
In this article, we’ll break down everything you need to know about travel insurance in Bangladesh, so you’re ready for your next adventure. Whether you’re heading out for a short trip or a long stay, having comprehensive travel insurance can make your journey a whole lot smoother and worry-free.
Travel insurance protects you against unexpected problems while traveling. Whether it’s a medical emergency or losing your luggage, insurance offers financial protection when things go wrong.
In some countries, travel insurance is required to get a visa. Even when it’s not mandatory, it’s a smart choice for peace of mind.
When selecting travel insurance, it’s important to choose a company you can trust. You want an insurer that offers good coverage, affordable prices, and excellent customer service.
At goFLY, we’ve partnered with the best insurance companies to help you find the right plan based on your travel needs.
Here are some top-rated travel insurance companies in Bangladesh:
Bangladesh General Insurance Company Ltd. (BGIC)
With over 30 years of experience, BGIC is known for its reliable coverage, including the “Overseas Mediclaim Policy,” perfect for travelers.
Bangladesh National Insurance Co. Ltd. (BNIC)
BNIC has 28 branches in Bangladesh and is approved by the BLS Spain embassy for Schengen visa insurance.
Delta Life Insurance Company Ltd.
Delta Life offers a “Short Term Health Insurance Policy” suitable for both Schengen and non-Schengen countries.
In simple terms, travel insurance covers unexpected events during your trip, such as medical emergencies, cancellations, or lost baggage. You can buy it for a single trip or multiple trips over a specific period. Best of all, it’s customizable to meet your travel needs, whether for business, vacation, or studying abroad.
goFLY is Bangladesh’s premier online travel agency, dedicated to offering the best travel solutions. We’re here to help you with all your travel needs, including visa processing and travel insurance.
Here’s what’s typically covered under standard travel insurance:
Medical Emergencies:
Covers hospital bills, emergency medical evacuation, and repatriation if you’re seriously ill or injured.
Trip Cancellations or Interruptions:
Helps recover non-refundable costs if your trip is interrupted due to unforeseen events.
Flight Delays or Cancellations:
Covers additional costs like meals or hotel stays if your flight is delayed or canceled.
Lost or Stolen Baggage:
Replaces belongings if your luggage is lost, stolen, or damaged.
While travel insurance is crucial for a stress-free trip, it’s important to understand its limitations. Alcohol-related incidents and accidents involving drugs are usually excluded from coverage. This means that if you experience an accident or injury due to these activities, your insurance won’t cover the costs.
Additionally, high-risk activities, such as extreme sports or adventurous pursuits, are usually excluded unless clearly stated in your policy. Before you embark on your trip, make sure to carefully review your travel insurance policy to understand exactly what’s covered—and what’s not—so you can make informed decisions about your activities.
Some trusted insurance providers in Bangladesh offering coverage for Schengen and other countries:
At goFLY, we recommend these three insurance companies based on their reliability and good coverage options:
Bangladesh General Insurance Company Ltd. (BGIC)
BGIC is well-known for its “Overseas Mediclaim Policy,” which covers business, holiday, and study travel purposes.
Bangladesh National Insurance Co. Ltd. (BNIC)
BNIC is a trusted name in Bangladesh and is listed on the BLS Spain embassy-approved list for Schengen visa coverage.
Delta Life Insurance Company Ltd.
Delta Life offers a “Short Term Health Insurance Policy” with coverage for both Schengen and non-Schengen countries. They also have competitive rates for health insurance.
We understand that choosing the right travel insurance can be confusing, but don’t worry – goFLY is here to guide you through it!
As one of the leading travel agencies in Bangladesh, we partner with top-rated insurance providers to ensure you get the best coverage for your needs. Whether you’re applying for a Schengen visa or planning a trip to other destinations, our expert team will help you choose the perfect insurance plan, so you can travel with confidence and peace of mind.
Expert Knowledge: At goFLY, we have in-depth knowledge of travel insurance options and embassy requirements, ensuring you get the coverage you need for a smooth journey.
Custom Coverage: We provide travel insurance plans that are tailored to your specific needs, especially for Schengen visa requirements, so you’re always prepared, no matter where you’re headed.
Support: At goFLY, our friendly and knowledgeable team is always here to help. Whether you have questions or need assistance, we provide reliable support to ensure your travel experience is smooth and worry-free.
Travel insurance is not just a formality for visa applications—it’s an essential safeguard that ensures you’re protected from unexpected situations during your trip. Whether you’re traveling for leisure, business, or a special occasion, having the right travel insurance can give you peace of mind and save you from unexpected financial burdens.
Remember, many countries, especially those in the Schengen Area, require travel insurance to grant you entry. So, make sure you’re covered before you embark on your journey. With the right plan in place, you’ll be ready to face any surprises that come your way.
Ready to book your travel insurance?
Contact goFLY today to discover the perfect plan for your next adventure, and enjoy a smooth, worry-free travel experience!
goFLY is Bangladesh’s premier online travel agency, dedicated to making travel easy and accessible for everyone. Since our founding, we’ve been committed to turning travel dreams into reality for people of all ages.