Last Updated: December 2025 | Reading Time: 8 minutes
Can’t afford to pay for your entire trip upfront? You don’t have to.
At goFLY Limited, we offer flexible EMI (Equated Monthly Installment) options that let you book flights, tour packages, and travel services now — and pay later in comfortable monthly payments.
Whether you’re planning a family vacation to Thailand, a honeymoon in the Maldives, or need to book urgent tickets to Dubai, our EMI facility makes travel accessible without straining your budget.
| Feature | Details |
|---|---|
| Minimum Booking Amount | ৳5,000 |
| Maximum Amount | Based on your credit card limit |
| EMI Tenure Options | 3, 6, 9, 12, 18, 24, 30, or 36 months |
| goFLY Processing Fee | ৳0 (We charge nothing) |
| Bank Interest Rates | 3.09% to 29.03% (varies by bank & tenure) |
| Partner Banks | 29+ banks in Bangladesh |
| Payment Gateway | SSLCOMMERZ (Secure & PCI-DSS Compliant) |
| Card Types Accepted | VISA, Mastercard, AMEX (Bangladesh-issued only) |
📞 Questions? Call us at +880 9639-203090 or WhatsApp us
EMI (Equated Monthly Installment) is a payment method that divides your total purchase amount into equal monthly payments over a fixed period. Instead of paying ৳50,000 at once for your trip, you can pay approximately ৳4,500 per month for 12 months.
Important: goFLY charges 0% interest or processing fee for EMI. All interest charges are applied by your credit card issuing bank based on their standard rates.
You can use EMI to pay for any of our travel services:
Book domestic and international flights on EMI. Whether it’s a cheap flight to any destination or a Dhaka to Cox’s Bazar flight, pay in installments.
Popular routes customers book on EMI:
View current air ticket prices →
Our international tour packages starting from ৳9,499 (Nepal) to ৳1,20,000+ (Dubai Grand Tour) can all be booked on EMI.
Popular packages booked on EMI:
Complex visa applications for UK, Canada, Schengen, or USA can cost ৳15,000-৳25,000 including embassy fees. EMI makes it manageable.
Popular visa services booked on EMI:
Complete Umrah packages including visa, flights, and accommodation can be paid in installments.
We’ve partnered with SSLCOMMERZ — Bangladesh’s leading payment gateway — to offer EMI through credit cards from these banks:
| Bank Category | Banks |
|---|---|
| Multinational | Standard Chartered Bank (SCB) |
| Private Commercial | City Bank, BRAC Bank, Eastern Bank (EBL), Dutch Bangla Bank (DBBL), Mutual Trust Bank (MTB), Prime Bank, Dhaka Bank, United Commercial Bank (UCBL), Premier Bank, Southeast Bank, Mercantile Bank, Bank Asia, AB Bank, One Bank, Trust Bank, Jamuna Bank, Exim Bank, Midland Bank |
| Islamic Banks | Shahjalal Islami Bank, Al-Arafah Islami Bank |
| Specialized Banks | South Bangla Agriculture Bank (SBAC), NRB Bank, NRBC Bank, Community Bank Bangladesh |
| NBFI | LankaBangla Finance |
| Others | Standard Bank, Meghna Bank, NCC Bank |
Note: EMI is only available for credit cards issued by banks in Bangladesh. International credit cards are not eligible.
These are one-time charges applied to your transaction:
| Card Type | POS Charge |
|---|---|
| VISA / Mastercard | 1.5% |
| American Express (AMEX) | 2.5% |
| Tenure | Standard Chartered Bank | All Other Banks |
|---|---|---|
| 3 Months | 3.63% | 3.09% |
| 6 Months | 5.82% | 4.71% |
| 9 Months | 8.70% | 6.95% |
| 12 Months | 11.73% | 9.29% |
| 18 Months | 15.61% | 12.99% |
| 24 Months | 21.21% | 18.34% |
| 30 Months | Not Available | 19.76% |
| 36 Months | 29.03% | 24.22% |
Pro Tip: Shorter tenures (3-6 months) have significantly lower interest rates. If you can manage higher monthly payments, you’ll save money overall.
Let’s calculate the exact EMI for a ৳50,000 purchase:
Step 1: Calculate Interest
৳50,000 × 9.29% = ৳4,645
Step 2: Calculate POS Charge
৳50,000 × 1.5% = ৳750
Step 3: Calculate Total Payable
৳50,000 + ৳4,645 + ৳750 = ৳55,395
Step 4: Calculate Monthly EMI
৳55,395 ÷ 12 months = ৳4,616/month
| Component | Amount |
|---|---|
| Original Purchase | ৳50,000 |
| Bank Interest (9.29%) | ৳4,645 |
| POS Charge (1.5%) | ৳750 |
| Total Payable | ৳55,395 |
| Monthly EMI | ৳4,616 |
| Extra Cost | ৳5,395 |
| 6-Month EMI | Amount |
|---|---|
| Interest (4.71%) | ৳2,355 |
| POS Charge | ৳750 |
| Total Payable | ৳53,105 |
| Monthly EMI | ৳8,851 |
| Extra Cost | ৳3,105 |
Savings with 6-month vs 12-month: ৳2,290
Reach out via phone, WhatsApp, or visit our office:
Our team will help you select:
Important: For EMI transactions, you must visit our office in person with your credit card. This is a security requirement from banks and payment gateways.
Your bank will automatically convert the transaction to EMI. You’ll see the first installment on your next credit card statement.
We don’t add any processing fee or interest for EMI. You only pay what your bank charges.
As an IATA-accredited travel agency (ID: 42337956), we provide genuine tickets at actual airline prices — no middleman markup.
With a 4.8★ Google rating from 431+ reviews, we’re one of Bangladesh’s most trusted travel agencies.
The price we quote is the price you pay. No hidden charges. Ever. Read our complete refund policy for details.
Since 2017, we’ve helped thousands of Bangladeshi travelers book trips on EMI. Learn more about how to choose the best travel agency in Dhaka.
EMI (Equated Monthly Installment) is a payment option that lets you divide a large purchase into smaller, equal monthly payments over a fixed period — typically 3 to 36 months.
No. goFLY charges zero processing fee for EMI. All charges (interest + POS fee) are applied by your credit card issuing bank based on their standard rates.
The minimum booking amount for EMI is ৳5,000. The maximum depends on your credit card limit.
Most banks offer up to 36 months. However, Standard Chartered Bank offers up to 24 months only. The 6-month and 12-month options are most popular among our customers.
29+ banks including City Bank, BRAC Bank, EBL, Standard Chartered, Prime Bank, Dhaka Bank, DBBL, and many more. See the complete list above.
No. EMI is only available for credit cards issued by banks in Bangladesh.
Yes. For security reasons, EMI transactions require your physical presence with your credit card at our Dhanmondi office. Get directions here.
Yes, early settlement is usually possible. However, terms vary by bank. Contact your credit card issuer for specific conditions and any prepayment charges.
Absolutely. We use SSLCOMMERZ, Bangladesh's leading payment gateway with PCI-DSS compliance and 256-bit SSL encryption. Read our privacy policy for more details.
Yes. You can use EMI for multiple bookings as long as your total amount stays within your credit card's available limit.
Don’t let a tight budget stop you from traveling. With goFLY’s EMI facility, your dream vacation is just a few easy payments away.
| Contact Method | Details |
|---|---|
| 📞 Call | +880 9639-203090 |
| +880 1713-289178 | |
| support@goflybd.com | |
| 📍 Visit | 1 Shukrabad Road Motiur Nibash, Beside New Model Degree College Opposite of Metro Shopping Mall Dhaka, 1207 |
| 🕐 Hours | Sun-Thu & Sat: 10 AM – 6 PM |
goFLY Limited — Your Trusted Travel Partner Since 2017
IATA: 42337956 | ATAB: 4298 | Civil Aviation: 0007726
goFLY Limited is an IATA-certified travel agency in Dhaka, Bangladesh. Flights, visas, tours & Umrah services since 2017.
IATA: 42337956
ATAB: 4298
Civil Aviation: 0007726