Travel insurance in Bangladesh is often misunderstood, with many people thinking it’s only needed for visa paperwork – but it’s much more important than that!
In fact, more than 34 countries, including those in the Schengen Area, require travel insurance for tourists. Without it, you won’t even be allowed to enter those countries!
Why? Because travel insurance helps protect you from unexpected situations, like lost luggage or medical emergencies. When traveling abroad, anything can happen, and travel insurance ensures you’re prepared for any surprises that come your way.
In this article, we’ll explain everything you need to know about travel insurance in Bangladesh, so you’re ready for your next adventure. Whether you’re planning a quick getaway or an extended stay overseas, having the right travel insurance can make all the difference.
Travel insurance protects you against unexpected problems while traveling. Whether it’s a medical emergency or losing your luggage, insurance offers financial protection when things go wrong.
In some countries, travel insurance is required to get a visa. Even when it’s not mandatory, it’s a smart choice for peace of mind.
When selecting travel insurance, it’s important to choose a company you can trust. You want an insurer that offers good coverage, affordable prices, and excellent customer service.
At goFLY, we’ve partnered with the best insurance companies to help you find the right plan based on your travel needs.
Here are some top-rated travel insurance companies in Bangladesh:
Bangladesh General Insurance Company Ltd. (BGIC)
With over 30 years of experience, BGIC is known for its reliable coverage, including the “Overseas Mediclaim Policy,” perfect for travelers.
Bangladesh National Insurance Co. Ltd. (BNIC)
BNIC has 28 branches in Bangladesh and is approved by the BLS Spain embassy for Schengen visa insurance.
Delta Life Insurance Company Ltd.
Delta Life offers a “Short Term Health Insurance Policy” suitable for both Schengen and non-Schengen countries.
In simple terms, travel insurance covers unexpected events during your trip, such as medical emergencies, cancellations, or lost baggage. You can buy it for a single trip or multiple trips over a specific period. Best of all, it’s customizable to meet your travel needs, whether for business, vacation, or studying abroad.
goFLY is Bangladesh’s premier online travel agency, dedicated to offering the best travel solutions. We’re here to help you with all your travel needs, including visa processing and travel insurance.
Here’s what’s typically covered under standard travel insurance:
Medical Emergencies:
Covers hospital bills, emergency medical evacuation, and repatriation if you’re seriously ill or injured.
Trip Cancellations or Interruptions:
Helps recover non-refundable costs if your trip is interrupted due to unforeseen events.
Flight Delays or Cancellations:
Covers additional costs like meals or hotel stays if your flight is delayed or canceled.
Lost or Stolen Baggage:
Replaces belongings if your luggage is lost, stolen, or damaged.
Travel insurance doesn’t cover activities involving alcohol or drugs. Accidents resulting from these activities aren’t covered either. High-risk activities like extreme sports may also be excluded unless specifically mentioned in the policy.
Some trusted insurance providers in Bangladesh offering coverage for Schengen and other countries:
Travel insurance helps protect you during your trip, covering medical emergencies, trip cancellations, or lost luggage.
Travel insurance protects against unexpected events like illness or delays and is required by some countries for a visa.
It usually covers medical emergencies, trip cancellations, lost luggage, and flight delays or cancellations.
Yes, many plans now cover COVID-19-related issues, but always check the details of your policy.
Yes, for a Schengen visa, you must have travel insurance covering medical emergencies with a minimum of €30,000.
Yes! goFLY helps you choose the best travel insurance plan for your trip, including Schengen visas and other needs.
At goFLY, we recommend these three insurance companies based on their reliability and good coverage options:
Bangladesh General Insurance Company Ltd. (BGIC)
BGIC is well-known for its “Overseas Mediclaim Policy,” which covers business, holiday, and study travel purposes.
Bangladesh National Insurance Co. Ltd. (BNIC)
BNIC is a trusted name in Bangladesh and is listed on the BLS Spain embassy-approved list for Schengen visa coverage.
Delta Life Insurance Company Ltd.
Delta Life offers a “Short Term Health Insurance Policy” with coverage for both Schengen and non-Schengen countries. They also have competitive rates for health insurance.
Choosing the right travel insurance can be overwhelming, but don’t worry – goFLY is here to help!
As one of the best travel agencies in Bangladesh, we’re affiliated with top-rated insurance companies. We’ll guide you in choosing the right plan for your trip, whether it’s for a Schengen visa or other travel needs.
Ready to travel with peace of mind? Contact goFLY today to find the best travel insurance for your trip!
goFLY is Bangladesh’s premier online travel agency, dedicated to making travel easy and accessible for everyone. Since our founding, we’ve been committed to turning travel dreams into reality for people of all ages.