Pay in Easy Monthly Installments — Travel Now, Settle Later
Can't afford to pay for your entire trip upfront? You don't have to.
At goFLY Limited, we offer flexible EMI (Equated Monthly Installment) options that let you book flights, tour packages, and visa services now — and pay in comfortable monthly installments later.
Planning a family vacation to Thailand, a honeymoon in the Maldives, or need urgent tickets to Dubai? Our EMI facility makes any trip accessible — without straining your budget.
Everything you need to know — before you even pick up the phone.
| Feature | Details |
|---|---|
| Minimum Booking Amount | ৳5,000 |
| Maximum Amount | Based on your credit card limit |
| EMI Tenure Options | 3, 6, 9, 12, 18, 24, 30, or 36 months |
| goFLY Processing Fee | ৳0 — We charge nothing |
| Bank Interest Rates | 3.09% – 29.03% (varies by bank & tenure) |
| Partner Banks | 29+ banks across Bangladesh |
| Payment Gateway | SSLCOMMERZ (PCI-DSS Compliant, 256-bit SSL) |
| Accepted Cards | VISA, Mastercard, AMEX (Bangladesh-issued only) |
| In-Person Required? | Yes — visit our Dhanmondi office with your card |
Questions? Call +880 9639-203090 | 💬 WhatsApp Us | 📧 support@goflybd.com
EMI (Equated Monthly Installment) is a payment method that splits your total purchase into equal monthly payments over a fixed period — typically 3 to 36 months. Instead of paying ৳50,000 upfront for a trip, you pay approximately ৳4,616 per month for 12 months.
It's the same principle as buying a phone or appliance on installment — except now you're using it to travel the world.
Select any service — flights, tour packages, visa processing, or Umrah packages. If it's bookable through goFLY, it's eligible for EMI.
Minimum booking: ৳5,000. Maximum: your credit card limit. Bangladesh-issued credit card required.
Choose 3 to 36 months. Shorter tenures = lower interest. We'll show you the exact monthly amount before you commit.
Swipe your credit card on our POS terminal at our Dhanmondi office. Select your EMI tenure. Done.
Your bank automatically converts the full charge to installments. First payment appears on your next credit card statement.
Your tickets, visa, or tour is confirmed immediately. You pay fixed monthly installments until the tenure ends.
Important: goFLY charges zero processing fee for EMI. All interest and POS charges come from your credit card issuing bank — we receive nothing extra from you.
Every service goFLY offers is eligible for EMI — from a ৳9,000 Kolkata ticket to a ৳1,20,000 Dubai grand tour.
Book domestic and international flights on EMI. Whether it's a quick Dhaka to Cox's Bazar flight or a long-haul to London, pay in manageable installments. We partner with 50+ airlines — Emirates, Qatar Airways, Turkish Airlines, AirAsia, Biman, and more.
All 143+ tour packages across 10 destinations are eligible for EMI. From budget-friendly Nepal (from ৳9,499 land only) to luxurious Dubai (from ৳91,000 with air) — book any package and pay monthly.
Visa applications for UK, Canada, Schengen, or USA can cost ৳15,000–৳25,000 including embassy fees. EMI makes even the most expensive visa applications manageable. Our visa success rate is 90%+ across 40+ countries.
Complete Umrah packages — visa, flights, accommodation, and ground transfers — can all be paid in EMI installments. Make your spiritual journey without financial burden. Contact our dedicated Umrah team at +880 1713-289170 or umrah@goflybd.com.
We've partnered with SSLCOMMERZ — Bangladesh's leading payment gateway — to offer EMI through credit cards from these institutions:
| Category | Banks & Financial Institutions |
|---|---|
| Multinational | Standard Chartered Bank (SCB) |
| Private Commercial | City Bank, BRAC Bank, Eastern Bank (EBL), Dutch Bangla Bank (DBBL), Mutual Trust Bank (MTB), Prime Bank, Dhaka Bank, United Commercial Bank (UCBL), Premier Bank, Southeast Bank, Mercantile Bank, Bank Asia, AB Bank, One Bank, Trust Bank, Jamuna Bank, Exim Bank, Midland Bank |
| Islamic Banks | Shahjalal Islami Bank, Al-Arafah Islami Bank |
| Specialized Banks | South Bangla Agriculture Bank (SBAC), NRB Bank, NRBC Bank, Community Bank Bangladesh |
| NBFI | LankaBangla Finance |
| Others | Standard Bank, Meghna Bank, NCC Bank |
Card Requirement: EMI is only available for credit cards issued by banks in Bangladesh. International credit cards — including cards issued by foreign branches of Bangladeshi banks — are not eligible.
Full transparency. Here's exactly what you'll pay — nothing hidden, nothing extra from goFLY.
Applied once at the time of payment — not per installment.
| Card Type | POS Charge | On ৳50,000 |
|---|---|---|
| VISA / Mastercard | 1.5% | ৳750 |
| American Express (AMEX) | 2.5% | ৳1,250 |
| Tenure | Standard Chartered (SCB) | All Other 28+ Banks |
|---|---|---|
| 3 Months | 3.63% | 3.09% ✓ Lowest |
| 6 Months | 5.82% | 4.71% |
| 9 Months | 8.70% | 6.95% |
| 12 Months | 11.73% | 9.29% Most Popular |
| 18 Months | 15.61% | 12.99% |
| 24 Months | 21.21% | 18.34% |
| 30 Months | Not Available | 19.76% |
| 36 Months | 29.03% | 24.22% |
Pro Tip: The 3–6 month tenures have dramatically lower interest. If your monthly budget allows ৳8,000–৳10,000 on a ৳50,000 booking, you'll save ৳2,290 vs the 12-month option. We'll calculate this for you before you pay.
No guesswork. Here's exactly what a ৳50,000 booking costs on EMI — with full breakdown.
| Component | 6-Month EMI | 12-Month EMI |
|---|---|---|
| Principal | ৳50,000 | ৳50,000 |
| Bank Interest | ৳2,355 (4.71%) | ৳4,645 (9.29%) |
| POS Charge | ৳750 | ৳750 |
| Total Payable | ৳53,105 | ৳55,395 |
| Monthly EMI | ৳8,851 | ৳4,616 |
| Extra Cost vs Principal | ৳3,105 | ৳5,395 |
Higher monthly payment = less total interest. We'll always show you the breakdown before you commit.
From first contact to confirmed booking — the entire process takes under 2 hours.
Reach us by phone, WhatsApp, or email. Tell us where you want to go, your travel dates, and number of travelers. We'll prepare a quote within 30 minutes.
Our team will present 2–3 options comparing different flights, packages, or visa combinations — with a complete EMI breakdown for your preferred tenure. No pressure. No hidden numbers.
Bring your Bangladesh-issued credit card to our office. This is a bank security requirement — EMI transactions cannot be processed remotely.
Swipe your credit card on our POS terminal. Select your preferred EMI tenure (3–36 months). Receive instant payment confirmation via SMS and email.
Your flight ticket, visa application, or tour package is confirmed immediately. EMI activation by your bank appears on your next credit card statement. You travel. You pay monthly.
Note: Early EMI settlement is possible — terms and any prepayment charges vary by bank. Contact your card issuer before settling early.
There are dozens of travel agencies in Dhaka. Here's why 10,000+ customers — and 70% of them who come back — choose us.
We don't add a single taka to your EMI transaction. You pay only what your bank charges. Most agencies charge 1–2% extra. We don't.
As an IATA-accredited agency (42337956), we book directly from airline systems — same price as the airline counter, no middleman markup.
Before you swipe, we show you the full EMI calculation — principal, interest, POS charge, monthly amount, total payable. No surprises.
Booking visa + flights on EMI? Our senior consultants — including Md. Bangir Hossain with 10+ years and 3,000+ visa approvals — handle everything.
431+ verified customer reviews. A 4.8 rating isn't luck — it's 8 years of doing things right. Read what customers say →
Our single biggest credential. 7 out of every 10 customers come back for their next trip. That's trust — earned, not claimed.
Booked a trip on EMI and your flight gets cancelled at midnight? We answer. Same team, same number, same commitment — even at 2 AM.
SSLCOMMERZ — PCI-DSS compliant with 256-bit SSL encryption. Your card data is never stored on our systems. Read our Privacy Policy →
Real customers. Real reviews. 431+ on Google — here are a few.
"Transparent booking, no hidden charges. Mr. Anik was professional throughout. I've used goFLY three times now and never had a single issue."
"They explained every step patiently — from visa to boarding. It was my first international trip and I never felt lost. goFLY made it stress-free."
"Canada visa without delay — reliable and trustworthy. I was skeptical at first but the team delivered exactly what they promised."
"USA visa approved on the first attempt. Exceptional attention to detail. The goFLY visa team is genuinely the best in Dhaka."
"Best travel agency in Dhanmondi. Quick response, transparent pricing. Mimi was outstanding — professional, prompt, and genuinely helpful."
"Booked our family Singapore trip on EMI — the whole process was smooth. The team calculated everything clearly before we paid. Highly recommend."
EMI (Equated Monthly Installment) splits your total booking amount into equal monthly payments over 3 to 36 months. Instead of paying ৳50,000 upfront, you pay approximately ৳4,616/month for 12 months. Your bank handles the conversion automatically after you swipe your card at our POS terminal.
No. goFLY charges zero processing fee for EMI. The only charges are from your credit card issuing bank — the standard interest rate for your chosen tenure plus a one-time POS fee (1.5% for VISA/Mastercard, 2.5% for AMEX). We receive nothing extra.
The minimum booking amount for EMI is ৳5,000. There's no fixed maximum — it depends on your credit card's available limit. If you're booking a large package (e.g., ৳1,20,000 Dubai tour), you'll need sufficient credit limit on your card.
Most of our 29+ partner banks offer up to 36 months. Standard Chartered Bank is the exception — they offer a maximum of 24 months. The 6-month and 12-month tenures are most popular among our customers, offering a good balance of manageable payments and lower interest.
No. EMI is only available for credit cards issued by banks in Bangladesh. International cards — including cards from foreign banks or foreign branches of Bangladeshi banks — are not eligible for EMI conversion through our gateway.
EMI through a POS terminal is a bank and payment gateway security requirement — it cannot be processed remotely. You must physically visit our Dhanmondi office with your credit card. This protects you from unauthorized card use. The process takes less than 15 minutes once you're here.
If your booking is cancelled and a refund is processed, the EMI will be settled by your bank. However, the POS charge and any bank processing fees may not be refundable. We recommend purchasing travel insurance to protect against cancellations. Read our Refund Policy for full details.
Yes, most banks allow early EMI settlement. However, terms and any prepayment penalties vary by bank. Contact your credit card issuer directly to check the specific conditions and fees before settling early.
Yes. If you're booking flights + visa + travel insurance together, the combined amount can be processed as a single EMI transaction — as long as the total is within your card's available credit limit.
Yes. We use SSLCOMMERZ — Bangladesh's most trusted payment gateway — with full PCI-DSS compliance and 256-bit SSL encryption. Your card data is never stored on our systems. For more, see our Privacy Policy.
Don't let budget hold you back. Call us, WhatsApp us, or walk into our Dhanmondi office — we'll have a quote ready in 30 minutes, with full EMI breakdown.
Zero pressure. Free consultation. No payment required to get a quote.
Multiple ways to reach us — use whatever works best for you.
