Feel the thrill and excitement of travel! Plan your next trip to your dream destination! However, if you are concerned about your financial strain, don’t worry! goFLY Limited has the solution to make your travel budget-friendly and ease your financial strain. Finance your entire trip in affordable monthly installments. Discover new places with your credit card easier than ever before!
goFLY Limited, an IATA-accredited travel agency in Dhanmondi, Dhaka, is giving you the opportunity to book air tickets, holiday packages on EMI. We are offering the cheapest flight tickets and tour packages for worldwide destinations. Travelers can now enjoy up to 36 months of EMI facilities to book air tickets and tour packages. The EMI facilities are available for a minimum amount of BDT 5,000/- with no fixed maximum limit, as it depends on your credit card limit. Customers can pay the tour package and ticket price in 3 to 36 monthly installments with 0% to 20% interest rates.
Don’t let financing stop you from enjoying a long weekend or surprising loved ones with a visit. We offer a simple monthly installment plan for all our services using your credit cards. We have partnered with SSLCOMMERZ to provide easy EMI options through online payment gateway, making your payment process smooth and convenient.
Our EMI partner banks are:
As an EMI-supported travel agency in Bangladesh, we provide detailed information about the banks we work with and their POS transaction charges for different types of cards is provided below.
POS Charges |
---|
1.5% (VISA/Mastercard) |
2.5% (Amex) |
Installment Duration | Standard Chartered Bank | All Other Banks |
---|---|---|
3 Months | 3.63% | 3.09% |
6 Months | 5.82% | 4.71% |
9 Months | 8.70% | 6.95% |
12 Months | 11.73% | 9.29% |
18 Months | 15.61% | 12.99% |
24 Months | 21.21% | 18.34% |
30 Months | – | 19.76% |
36 Months | 29.03% | 24.22% |
The calculation of EMI is very simple. Easily calculate your monthly EMI installments in the following process.
We assume that you are purchasing a service worth BDT 50,000/- from us. You are looking for an EMI option with a 12-month tenor that charges a 7% interest rate and a POS charge of 1.5% for your VISA card payments. The EMI calculation of your monthly installments will be:
= {(Total Amount + Interest Rate) + POS Charges} / Total Months
= {(50,000 + 7%) + 1.5%} / 12
= (53,500 + 802) / 12
= 54,302 / 12
= BDT 4,525 per month
You have to pay BDT 4,525/- per month as an installment for your total purchase and service value (BDT 54,302), meaning an extra charge of BDT 4,302/- in addition to your purchase value (BDT 50,000).
You can avail of the EMI from goFLY with 0% interest, meaning we don’t charge any amount from you for providing the EMI facility. Only your credit card issuing bank will charge you any of the above-mentioned charges that apply to your purchase. You can take the facility if the total value of your purchase is equivalent to or above the minimum value required by your respective bank. To avail EMI for travel from us, you must visit our office in person.
What is a Monthly Installment (EMI)?
A Monthly Installment (EMI) is a flexible payment option that allows you to break down the total cost of your purchase into equal monthly payments over a specified period.
Is there any interest charge applicable for EMI?
No, goFLY charges no interest on EMI, but a small processing fee may apply from the bank.
Which banks support EMI for purchases with goFLY?
You can avail EMI through the following major banks when booking with goFLY:
What is the maximum tenure for EMI?
The maximum EMI tenure available is 24 months. However, many customers prefer the 6 or 12-month options.
What are the minimum and maximum purchase limits for EMI?
The minimum purchase limit to avail EMI is BDT 5,000. There is no fixed maximum limit, as it will depend on your credit card limit.
Can I settle my EMI early after making a few payments?
Yes, early settlement is possible. You will need to consult with your bank to understand any fees or conditions that may apply.
Can I use EMI for multiple services with goFLY?
Yes, you can utilize EMI for multiple services, as long as you stay within your available credit limit.
Is physical documentation required to process the EMI?
No, the EMI facility is entirely online, so there is no need for physical documents.
Are international credit cards accepted for EMI?
No, the EMI option is only available for credit cards issued by banks in Bangladesh.
goFLY is Bangladesh’s premier online travel agency, dedicated to making travel easy and accessible for everyone. Since our founding, we’ve been committed to turning travel dreams into reality for people of all ages.